With Valentine's Day upon us, the anticipation of planning a special outing for your significant other may be on your mind. To enhance the celebration, Bajaj Finserv, a non-banking financial services company in India, has curated list of credit cards with exclusive dining offers.
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These cards not only promise a delightful culinary experience but also provide a financial edge to make the celebration memorable without stretching your budget, Bajaj Finserv said.
For those opting for a cozy candle-light dinner at home, the Axis Bank MY ZONE Credit Card provides an instant discount on food deliveries through Swiggy.
The fees and charges applicable to Axis Bank My Zone Credit Card are as follows:
| Type of Fee/ Charge | Amount |
| Joining Fee | ₹500 |
| Annual/ Renewal Fee | ₹500 |
| Finance Charges | 3.6% p.m. (52.86% p.a.) |
| Late Payment Fee | For Outstanding Amount-
|
(Source: Paisabazaar)
Meanwhile, the IndusInd Bank Platinum Aura EDGE Credit Card rewards users with 1.5 saving points for every ₹100 spent on restaurant bills for their Valentine's party.
Below are the fees and charges associated with this credit card:
| Fee/charge | Amount/rate |
| Joining Fee | ₹500 |
| Annual Fee | Nil |
| Finance Charges | 3.95% p.m. (47.40% p.a.) |
(Source: Paisabazaar)
For those planning a dinner date at a partner restaurant, the Axis Bank NEO Credit Card offers 15% discount on dining bills.
| Type of Charge | Amount |
|---|---|
| Joining Fees | ₹250 (Waived off if ₹2,500 spent in 45 days) |
| Annual Fees | ₹250 |
| Add-on card fee | Nil |
| Cash withdrawal fees | 2.5% of the transaction amount; minimum of ₹250. |
| Duplicate statement fee | Waived |
| Cash payment fee at the branch | ₹100 |
| Card replacement fee | Waived |
(Source: Bankbazaar)
Beyond these dining benefits, some cards also provide movie ticket discounts and fuel surcharge waivers, making them versatile companions for various occasions.
While Valentine's Day often involves chocolates and roses, Nehal Mota, Co-Founder of Finnovate, also suggests going beyond fleeting gestures.
Mota encourages couples to also engage in conversations that lay down the foundation for a secure and fulfilling future.
ALSO READ | HDFC Bank launches 4 new variants of business credit card — know fees, charges and key benefits
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