Explained: How to send money on WhatsApp

Payments are available in ten Indian regional language versions of WhatsApp. For the same, the users need a debit card with a bank that supports UPI and the latest Android or iOS version of WhatsApp.

Open the WhatsApp app on the phone and tap on the three-dotted icon

Step 2: Go to the 'payment option' and the list of banks appear. One can only add a bank account that is linked to the same phone number as used to sign up for WhatsApp

Step 3: The list of bank accounts will show now. If users already have a UPI account, the app will ask for the UPI pin and proceed. Otherwise, you may need to verify the account with debit card information by adding the last 6 digits and expiration date. Setup will now be complete.

Step 1: Open the chat of the person (to whom money is required to be sent) on WhatsApp and go to the attachment icon. Tap on the ‘Payment’ option and enter the amount required to send.

Step 2: Enter the amount and hit send. Enter your UPI pin for security. Your money will be sent.

Step 1: Tap more options to open payment

Step 2: Go to ‘New Payment’

Step 3: Select QR code, pull up recipient's QR code and scan

Step 4: Tap new payment, enter the amount to make payment

Step 5: Enter the UPI pin and make payment

These payments, as said by WhatsApp, is designed with a strong set of security and privacy principles, including entering a personal UPI PIN for each payment.