SBI Card enables RuPay credit cards on UPI: How to link and use

Dilip Asbe, MD & CEO, NPCI, said, “This partnership will enable seamless UPI payments for SBI RuPay credit cardholders, providing them digitally enabled credit card lifecycle experience."

Cardholders can enroll their active primary cards on UPI and make payments to merchants (P2M transactions) using their credit cards. This facility is free for customers. To ensure successful credit card linking with UPI, it is important to note that the cardholder’s mobile number registered with SBI Card should also be linked with UPI.

Download the preferred UPI Third Party Application from the Play /App Store.

Step 2: Verify your Mobile Number on the UPI App and complete registration.

Step 3: Post successful registration, select the option “Add Credit Card/ Link Credit Card”.

Step 4: Select “SBI Credit Card” from the list of Credit Card issuers.

Step 5: Select your SBI RuPay Credit Card to be linked.

Step 6: Enter the last 6 digits of your credit card and expiry date when prompted. Proceed to set your 6-digit UPI PIN.

Step 1: Scan merchant UPI QR Code on your preferred UPI-enabled third-party app.

Step 2: Enter the amount to be paid.

Step 3: From the dropdown, select your SBI RuPay Credit Card linked with UPI.

Step 4: Enter 6-digit UPI PIN to authorise transaction.

Step 1: Select the UPI-enabled app linked with your Credit Card as payment mode at merchant website/app.

Step 2: Log in to the UPI-enabled app and select registered SBI RuPay Credit Card from the list of available accounts.

Step 3: Confirm the payment using your 6-digit UPI Pin.

Step 4: Payment confirmation will be displayed.

Step 5: Once the payment is done, you will be redirected to the merchant page.