How to open Atal Pension Yojana account online using Aadhaar eKYC

A return of 8 percent per annum is assured to the APY subscribers on their contributions. The Pension Fund Regulatory and Development Authority (PFRDA), the government body that regulates the APY, has given eAPY the go-ahead to ease the onboarding of subscribers through Aadhaar. Here is how to open APY account via online eKYC with various banks.

Step 1: Visit the NSDL website for the Online APY Subscriber Registration at https://enps.nsdl.com/eNPS/ApySubRegistration.html

Step 2: Fill in all the required registration details such as selecting a bank, bank account number, e-mail Id, Aadhaar registered mobile number, and upload Aadhaar offline e-KYC XML File.

Step 3: Share the given code for eKYC registration

Step 4: Enter Captcha in the specified field and submit by clicking on ‘continue’

NOTE: Subscribers who prefer eAPY as a mode of registration need to ensure the following:

The demographic information of the subscriber provided at the time of registration through e-APY by using Aadhaar e-KYC/XML should match with the information available in the Bank records.

The savings bank account should have sufficient balance to make the first installment of APY contribution as per the choice of pension, that is Rs 1000 to Rs 5000.