Google Pay launches RuPay credit cards support on UPI: Here's how to avail

To activate, users need to add the RuPay credit card to Google Pay. Users can tap on the “RuPay credit card on UPI” option in their profile and select the bank which issued their RuPay credit card. Thereafter, users will need to set a unique UPI PIN by (a) entering the last six digits of the card number and expiry, (b) entering the OTP from their bank

Now, users are ready to pay merchants on UPI with their RuPay credit card. They will enter the above set UPI PIN, the same way they do for other UPI transactions.

Speaking about the roll out, Sharath Bulusu, Director of Product Management from Google, said, “This feature will give Google Pay users more flexibility and choice in making payments and will drive greater adoption of digital payments in the country.”

In recent years, India has witnessed a huge rise in the number of transactions made through UPI. NPCI reported a jump in monthly transaction count as the UPI transactions touched 8.7 billion in March 2023. To further bolster growth of digital payments in the country, the Reserve Bank of India (RBI) allowed linking of RuPay credit cards to the UPI platform in June 2022.