In a collaboration with the National Payments Corporation of India (NPCI), IndusInd Bank has recently unveiled 'IndusInd Bank Samman RuPay Credit Card.' This uniquely tailored credit card is specifically designed to cater to the needs of government sector employees, the lender said in a statement.
The
credit card is UPI-enabled, allowing users to easily scan and pay for transactions. Cardholders can get 1% cashback on all retail spends, up to ₹200 in every statement cycle, the bank said.
| Total spends in a statement cycle | Cashback at 1% on spends |
|---|
| 5,000 | ₹ 50 |
| 10,000 | ₹ 100 |
| 15,000 | ₹ 150 |
| 20,000 | ₹ 200 |
| 25,000 | ₹ 200* |
(Source: IndusInd Bank website; Note: *Spends above ₹20,000 will not attract any cashback hence the cashback amount is limited to ₹200)
As per the information available on the lender's website, a standout feature includes one complimentary movie ticket, valued at up to ₹200, every six months through the platform BookMyShow.
Additionally, users can benefit from a 1% waiver on railway surcharges for transactions up to ₹5,000.
The credit card does not impose any cash advance fees.
The lender mentioned that cardholders can get a waiver of 1% on fuel surcharges at any petrol pump within India using the newly-launched credit card.
IndusInd Bank has partnered with The Oriental Insurance Company to provide cardholders with travel insurance cover for various scenarios, including lost baggage, delayed baggage, loss of passport, lost ticket, and missed connection.
| Insurance Cover | Sum Assured (up to) |
|---|
| Lost baggage | ₹ 1,00,000 |
| Delayed baggage | ₹ 25,000 |
| Loss of passport | ₹ 50,000 |
| Lost ticket | ₹ 25,000 |
| Missed connection | ₹ 25,000 |
(Source: IndusInd Bank website)
How to use UPI on 'IndusInd Bank Samman RuPay Credit Card'?
Step 1: Open the UPI app (BHIM, PhonePe, Paytm, Google Pay) and select 'Add Credit Card/Link Credit Card,'
Step 2: Choose credit card issuer bank (IndusInd Bank).
Step 3: Select the IndusInd Bank Samman RuPay Credit Card.
Step 4: Generate UPI PIN.
Making UPI Payments with Samman RuPay Credit Card
Scan merchant QR Code or enter merchant UPI ID.
Enter amount to be paid or pay auto-fetched amount.
Select Samman RuPay Credit Card from the list of payment options.
Enter UPI PIN of the credit card and click confirm.(Edited by : Shoma Bhattacharjee)
