Health insurers can leverage professional registry under 'Ayushman Bharat' mission

a. The General Insurers are advised to consider capturing/collecting HPR ID as a verification to validate/authenticate the medical practitioners while issuing/renewing policies for medical malpractice under professional Indemnity cover. This will enable the digitization and ease the process of buying and selling the professional indemnity policies and push for HPR registration among the healthcare professionals.

b. The General and Health Insurers offering health insurance policies can also consider leveraging on the Health Professional Registry for building up the network of doctors / physicians or other healthcare professionals for providing OPD or other healthcare services.

Having a health insurance policy is a basic and fundamental need for every individual.

Medical costs are on the rise and a health insurance cover has become necessary for individuals and families to cover emergency medical expenses. A health insurance plan provides protection against high medical charges, hospitalisation expenses, pre-medical, and posts medical expenses.